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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
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Ryan Pratt NMLS 968804
Phone: 214-405-6046
Independent Bank
NMLS 411428
1650 N. Central Expy,
McKinney TX 75070

Senior Mortgage Originator


Ryan has been in the mortgage industry for over 17 years and has successfully originated and closed many transactions. During that time he has gained extensive knowledge in all areas of mortgage financing such as Conventional, FHA, Jumbo and VA loans. Ryan strives to help clients obtain the dream of homeownership and has a genuine desire to do what is best for his  customers. He constantly strives to exceed his customers’ expectations making the process as smooth as possible.


Independent Financial Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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